End User License Agreement

1. Definitions

• "Standalone" means the edition of the Software sold for a one-time fee and identified by a licence key beginning with "MF1.".
• "Pro" means the edition of the Software provided on a subscription basis and identified by a key beginning with "MFP-" (a "Pro Key").
• "Subscription" means a paid, recurring entitlement to use Pro, billed monthly or yearly.
• "Free Pro Period" means a period during which the Licensor lets you use Pro without payment, for example as a thank-you to earlier buyers or as a trial for affiliates.
• "License" means a valid entitlement to use the Software: a paid Standalone licence, an active Subscription, or a current Free Pro Period, obtained directly from the Licensor or through an authorized reseller or merchant of record and evidenced by a valid proof of purchase or grant.
• "Authorized Use" means use of the Software by a Licensee who holds a current, valid License, strictly in accordance with this Agreement.
• "Your Data" means the financial and personal information you enter into or import into the Software. Your Data is stored on your own computer and remains yours.

2. License Required: No Use Without a License

The Software is licensed, not sold. No rights to use the Software are granted except to a Licensee who holds a valid License. Any installation, access, or use of the Software without a valid License is strictly prohibited and constitutes both a breach of this Agreement and an infringement of the Licensor's copyright and other intellectual property rights. Read-only access to your Data under Section 4.5 is always permitted.

3. Editions and Grant of License

Subject to your full and continuing compliance with this Agreement and your payment of all applicable fees, the Licensor grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to install and use the Software for your own internal or personal purposes, as follows.

3.1 Standalone

• Computers. You may use Standalone on any number of computers you own or use.
• Term. Perpetual, unless your purchase states otherwise.
• As it is. Standalone is licensed as the version you bought. It does not include new features.
• Fixes. The Licensor will make security and critical fixes available for Standalone for at least two (2) years from the date of your purchase, and for as long thereafter as the Licensor continues to maintain Standalone. Fixes are delivered as new installers; you choose when to install them.
• No contact with the Licensor. Standalone does not contact the Licensor's servers on its own. It contacts the Licensor's website only when you ask it to check for an update.

3.2 Pro

• Term. For as long as your Subscription is active or your Free Pro Period runs.
• Updates and new features. Pro includes, at no extra charge during that time, every new version and every new feature of Pro that the Licensor releases.
• One computer at a time. Your Pro Key may be active on one computer at a time. You may move it to another computer yourself from within the Software, up to three (3) times in any thirty (30) day period; the Licensor may allow further moves on request, for example after a hardware failure. When you move Pro, the computer it leaves switches to read-only access under Section 4.5.
• Licence check. Pro checks your entitlement with the Licensor's licence server as described in Section 5. This check is a condition of using Pro.

3.3 Licenses purchased before version 1.5

If you purchased Standalone before version 1.5 of this Agreement took effect, you keep the update terms of the version that applied to your purchase: every new version of Standalone that the Licensor releases for as long as the Licensor continues to develop Standalone, and security updates for at least two (2) years from the date of your purchase. In addition, the Licensor grants you a Free Pro Period of six (6) months, starting on the date the Licensor sends you the Pro Key for it.

3.4 Free Pro Periods

A Free Pro Period requires no payment details. It ends automatically on the date stated when it was granted, and nothing is charged when it ends. After it ends, Pro switches to read-only access under Section 4.5 unless you start a Subscription. A Free Pro Period has no cash value and cannot be transferred.

3.5 Mandatory rights

Nothing in this Section limits any right you have under mandatory consumer law, including any right to updates needed to keep the Software in conformity with this Agreement.

4. Pro Subscription

4.1 Purchase and billing

Subscriptions are sold and billed by the Licensor's merchant of record (currently Lemon Squeezy), which processes your payment details. The Licensor does not receive or store your card details. The price is shown, excluding VAT, before you buy; applicable VAT is added at checkout.

4.2 Renewal

A Subscription renews automatically at the end of each billing period (monthly or yearly) for the same period and price, until you cancel it.

4.3 Cancellation

You may cancel at any time, as easily as you subscribed: online through the customer portal linked from your receipt and from the Software, without having to contact anyone. Cancellation takes effect at the end of the current billing period; you keep full use of Pro until then. No further payment is taken after cancellation.

4.4 Price changes

The Licensor may change the Subscription price for future billing periods. The Licensor will notify you by email at least thirty (30) days before a new price applies to you. If you do not agree, you may cancel before the new price applies, under Section 4.3.

4.5 Failed payments and read-only access

If a renewal payment fails, Pro continues to work for seven (7) days while the payment is retried and you can update your payment method. If the Subscription is still unpaid after that, or when a Subscription or Free Pro Period ends, or when Pro is moved to another computer, Pro switches to read-only access: you can still open the Software, view all of your Data, and export it (including backups, CSV and PDF), but you cannot add or change your Data. Full use returns as soon as your Subscription is active again. The Licensor never deletes or withholds your Data, which stays on your computer.

4.6 Pro and Standalone use the same data

Pro and Standalone store your Data in the same place on your computer. If you stop using Pro, your Data remains available to a Standalone licence you hold.

5. The Pro Licence Check

This Section describes the only communication between the Software and the Licensor's servers that the Software starts on its own. It applies to Pro only.

• What is sent. Your Pro Key, a random installation identifier created by the Software on your computer, and the version number of the Software. Nothing else. In particular, Your Data is never sent, nor any information about your computer's hardware, name, or user account.
• When. When you activate Pro, when the Software starts, about once every twenty-four (24) hours while it runs, and when your computer wakes from sleep.
• Offline use. Each successful check gives the Software a signed confirmation valid until the end of your paid or granted period (plus any grace period under Section 4.5). Pro works without an internet connection until then. If the Software cannot reach the licence server after that confirmation has expired, it switches to read-only access until a check succeeds.
• What the Licensor stores. See the Privacy Policy at https://manticorefinance.com/privacy.
• Transparency. The Software shows the time of the last check and exactly what it sent, under Settings → Licence.

6. Restrictions

Except to the extent this Agreement expressly permits, or applicable law expressly permits notwithstanding this restriction, you shall NOT, and shall not permit any third party to:

1. Redistribute: copy, distribute, publish, upload, transmit, share, or otherwise make the Software available to any third party, whether or not for charge;
2. Sell or commercialize: sell, resell, rent, lease, lend, sublicense, assign, host, offer as a service (SaaS), or otherwise commercially exploit the Software or access to it;
3. Copy: reproduce the Software except for a single backup copy for your own archival use by an Authorized Use Licensee;
4. Modify or derive: modify, adapt, translate, or create derivative works of the Software;
5. Reverse engineer: decompile, disassemble, reverse engineer, or otherwise attempt to derive the source code, algorithms, or underlying structure of the Software, except to the limited extent such activity is expressly permitted by applicable law despite this limitation;
6. Circumvent: remove, disable, or circumvent any license, activation, licence check, copy-protection, or access-control mechanism, or any copyright, trademark, or proprietary notice;
7. Transfer: transfer, share, or make available your License, licence key, Pro Key, or credentials to any other person or entity.

7. Ownership and Intellectual Property

The Software is owned by the Licensor and is protected by copyright and other intellectual property laws and treaties. The Licensor reserves all rights not expressly granted to you in this Agreement. No title to or ownership of the Software, or of any intellectual property rights therein, is transferred to you under this Agreement. Your Data is not part of the Software and remains yours.

8. Term and Termination

This Agreement is effective until terminated. It will terminate automatically and without notice if you breach any term of this Agreement, including any use without a valid License. The Licensor may also terminate this Agreement for any material breach. Upon termination, you must immediately cease all use of the Software and destroy all copies in your possession or control, after exporting your Data if you wish. The end of a Subscription or Free Pro Period does not terminate this Agreement; it limits Pro to read-only access under Section 4.5. Sections 6, 7, 10, 11, 12, 13, and 14 survive termination.

9. Refunds and Right of Withdrawal

• Standalone. Within fourteen (14) days of purchase you may request a full refund of the license fee, for any reason and without explanation, by contacting the Licensor at the address in Section 15.
• Pro. Within fourteen (14) days of the first payment of a Subscription you may withdraw and receive a full refund of that payment, for any reason and without explanation, by contacting the Licensor at the address in Section 15. The Licensor does not ask you to waive this right when you subscribe. Later renewals are not refunded, but you may cancel at any time under Section 4.3.
• How a refund is processed. Where you purchased through an authorized reseller or merchant of record, the refund is issued through that channel and is subject to its processing times and procedures. The Licensor will not unreasonably refuse a request made within the periods above.
• Effect on your License. A refunded Standalone purchase terminates your Standalone license immediately; you must cease use and destroy all copies, as on termination under Section 8. A refunded Subscription payment ends the paid period it covered, and Pro switches to read-only access under Section 4.5.
• Your statutory rights are unaffected. Nothing in this Section limits or replaces any mandatory right of withdrawal, cancellation, or other consumer right you may have under applicable law. Where such a right applies to you and is more favourable, it prevails over this Section.

10. No Warranty: "As Is"

The Software is provided "as is" and "as available," without warranty of any kind, whether express, implied, or statutory, including without limitation any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. The Licensor does not warrant that the Software will be uninterrupted, error-free, or secure, or that any data, prices, valuations, projections, scores, or other financial information it displays are accurate, complete, or suitable for any purpose. Nothing in this Section limits any mandatory conformity right you have as a consumer.

11. Market Data and Third-Party Sources

The Software retrieves market and financial data, including prices, quotations, historical series, exchange rates, and company information, from third-party sources. The Licensor does not originate, own, or control that data.

• Availability may change without notice. Third-party sources may be delayed, degraded, interrupted, restricted, or discontinued at any time, and the Licensor may add, replace, or remove sources at its sole discretion. Any such change or interruption is not a defect in the Software, does not constitute a breach of this Agreement, and does not entitle you to a refund or to any compensation.
• Data may be delayed. Data displayed by the Software is not necessarily real-time and may be delayed by an unspecified period. The Software is an information and organization tool and is not intended for time-sensitive trading decisions (see also Section 10, No Warranty, and Section 12, Not Financial Advice).
• Free default sources. Unless you supply your own provider credentials, prices are retrieved from free public sources such as Yahoo Finance and CoinGecko. Data from these sources is for your personal, non-commercial use, may be delayed, and is provided as-is, without any warranty from the Licensor or the source. For licensed data, supply your own Twelve Data or EODHD key.
• Your own provider credentials. Where the Software allows you to supply your own API key or other credentials for a third-party data provider, your relationship with that provider is governed solely by that provider's own terms, pricing, and usage limits. You are responsible for obtaining such credentials, for any charges or overages they incur, and for complying with those terms. The Licensor is not a party to that relationship and accepts no responsibility or liability for it.
• Not a statement of account. Values, valuations, totals, and projections shown by the Software are estimates derived from retrieved data and from information you enter. They are not a statement of account, not a confirmation of any holding or transaction, and must not be relied upon as a record of your actual assets or their value.

12. Not Financial Advice

The Software is a personal information and organization tool. It does not provide investment, tax, legal, or financial advice, and nothing it displays constitutes a recommendation to buy, sell, or hold any security or asset. You are solely responsible for your own financial decisions. Consult a qualified professional before acting on any information.

13. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall the Licensor be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or investment value, arising out of or related to the Software or this Agreement, even if advised of the possibility of such damages. The Licensor's total aggregate liability under this Agreement shall not exceed the amount you actually paid for the Standalone License or, for Pro, the Subscription fees you paid in the twelve (12) months before the event giving rise to the liability. Nothing in this Agreement limits liability that cannot be limited under applicable law.

14. General

• Governing Law. This Agreement is governed by the laws of Belgium, which include directly applicable European Union law and Belgian law implementing European Union law, without regard to its conflict-of-laws principles. The courts of Belgium shall have exclusive jurisdiction over any dispute arising from this Agreement. Nothing in this clause deprives a Licensee who is a consumer of the protection afforded by mandatory provisions of the law of the country in which that consumer is habitually resident, nor of any right to bring proceedings in the courts of that country where such a right cannot be excluded by agreement.
• Changes to this Agreement. The Licensor may publish new versions of this Agreement. A new version applies to purchases and Subscription renewals after it takes effect; for an existing Subscription the Licensor will notify you at least thirty (30) days in advance, and you may cancel under Section 4.3 if you do not agree. A new version never reduces the update terms of a Standalone license you already bought (see Section 3.3).
• Entire Agreement. This Agreement constitutes the entire agreement between you and the Licensor regarding the Software and supersedes all prior understandings.
• Severability. If any provision is held unenforceable, the remaining provisions remain in full force and effect.
• No Waiver. The Licensor's failure to enforce any provision is not a waiver of its right to do so later.

15. Contact

Manticore Finance
Rozendal 8, 8000 Brugge, Belgium
Enterprise number 1040.745.662 · VAT BE 1040.745.662 · Establishment unit 2.392.356.629
[email protected]