End User License Agreement

1. Definitions

• "License" means a valid, paid license to use the Software, purchased directly from the Licensor or through an authorized reseller, and evidenced by a valid proof of purchase.
• "Authorized Use" means use of the Software by a Licensee who holds a current, valid License, strictly in accordance with this Agreement.

2. License Required — No Use Without Purchase

The Software is licensed, not sold. No rights to use the Software are granted except to a Licensee who has purchased a valid License. Any installation, access, or use of the Software without a valid, paid License is strictly prohibited and constitutes both a breach of this Agreement and an infringement of the Licensor's copyright and other intellectual property rights.

3. Grant of License

Subject to your full and continuing compliance with this Agreement and your payment of all applicable license fees, the Licensor grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to install and use the Software for your own internal or personal purposes, on the number of devices and for the term specified in your purchase.

4. Restrictions

Except to the extent this Agreement expressly permits, or applicable law expressly permits notwithstanding this restriction, you shall not, and shall not permit any third party to:

1. Redistribute — copy, distribute, publish, upload, transmit, share, or otherwise make the Software available to any third party, whether or not for charge;
2. Sell or commercialize — sell, resell, rent, lease, lend, sublicense, assign, host, offer as a service (SaaS), or otherwise commercially exploit the Software or access to it;
3. Copy — reproduce the Software except for a single backup copy for your own archival use by an Authorized Use Licensee;
4. Modify or derive — modify, adapt, translate, or create derivative works of the Software;
5. Reverse engineer — decompile, disassemble, reverse engineer, or otherwise attempt to derive the source code, algorithms, or underlying structure of the Software, except to the limited extent such activity is expressly permitted by applicable law despite this limitation;
6. Circumvent — remove, disable, or circumvent any license, activation, copy-protection, or access-control mechanism, or any copyright, trademark, or proprietary notice;
7. Transfer — transfer, share, or make available your License, license key, or credentials to any other person or entity.

5. Ownership and Intellectual Property

The Software is owned by the Licensor and is protected by copyright and other intellectual property laws and treaties. The Licensor reserves all rights not expressly granted to you in this Agreement. No title to or ownership of the Software, or of any intellectual property rights therein, is transferred to you under this Agreement.

6. Term and Termination

This Agreement is effective until terminated. It will terminate automatically and without notice if you breach any term of this Agreement, including any use without a valid License. The Licensor may also terminate this Agreement for any material breach. Upon termination, you must immediately cease all use of the Software and destroy all copies in your possession or control. Sections 4, 5, 7, 8, 9, 10, and 11 survive termination.

7. No Warranty — "As Is"

The Software is provided "as is" and "as available," without warranty of any kind, whether express, implied, or statutory, including without limitation any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. The Licensor does not warrant that the Software will be uninterrupted, error-free, or secure, or that any data, prices, valuations, projections, scores, or other financial information it displays are accurate, complete, or suitable for any purpose.

8. Market Data and Third-Party Sources

The Software retrieves market and financial data — including prices, quotations, historical series, exchange rates, and company information — from third-party sources. The Licensor does not originate, own, or control that data.

• Availability may change without notice. Third-party sources may be delayed, degraded, interrupted, restricted, or discontinued at any time, and the Licensor may add, replace, or remove sources at its sole discretion. Any such change or interruption is not a defect in the Software, does not constitute a breach of this Agreement, and does not entitle you to a refund or to any compensation.
• Data may be delayed. Data displayed by the Software is not necessarily real-time and may be delayed by an unspecified period. The Software is an information and organization tool and is not intended for time-sensitive trading decisions (see also Section 7, No Warranty, and Section 9, Not Financial Advice).
• Your own provider credentials. Where the Software allows you to supply your own API key or other credentials for a third-party data provider, your relationship with that provider is governed solely by that provider's own terms, pricing, and usage limits. You are responsible for obtaining such credentials, for any charges or overages they incur, and for complying with those terms. The Licensor is not a party to that relationship and accepts no responsibility or liability for it.
• Not a statement of account. Values, valuations, totals, and projections shown by the Software are estimates derived from retrieved data and from information you enter. They are not a statement of account, not a confirmation of any holding or transaction, and must not be relied upon as a record of your actual assets or their value.

9. Not Financial Advice

The Software is a personal information and organization tool. It does not provide investment, tax, legal, or financial advice, and nothing it displays constitutes a recommendation to buy, sell, or hold any security or asset. You are solely responsible for your own financial decisions. Consult a qualified professional before acting on any information.

10. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall the Licensor be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or investment value, arising out of or related to the Software or this Agreement, even if advised of the possibility of such damages. The Licensor's total aggregate liability under this Agreement shall not exceed the amount you actually paid for the License.

11. General

• Governing Law. This Agreement is governed by the laws of Belgium — which include directly applicable European Union law and Belgian law implementing European Union law — without regard to its conflict-of-laws principles. The courts of Belgium shall have exclusive jurisdiction over any dispute arising from this Agreement. Nothing in this clause deprives a Licensee who is a consumer of the protection afforded by mandatory provisions of the law of the country in which that consumer is habitually resident, nor of any right to bring proceedings in the courts of that country where such a right cannot be excluded by agreement.
• Entire Agreement. This Agreement constitutes the entire agreement between you and the Licensor regarding the Software and supersedes all prior understandings.
• Severability. If any provision is held unenforceable, the remaining provisions remain in full force and effect.
• No Waiver. The Licensor's failure to enforce any provision is not a waiver of its right to do so later.

12. Contact

For licensing inquiries, permissions, or to report unauthorized use, contact:

Lancelot Vandecasteele — [email protected]